Database Validation
Secure your business with authentic user data from trusted sources across 40+ countries.
Sumsub’s Database Validation solution helps businesses verify their customers’ identity documents and data by levering trusted government and commercial sources in more than 40 countries worldwide.
It works by simply asking the user to submit a few unique identifiable information elements, which are used to instantly establish whether their identity is genuine and their identity document is valid. The result ensures Sumsub’s clients bring only trusted customers onboard while keeping both the verification processing time as well as operational resources and related costs at a minimum.
The overall solution helps regulated organizations meet their national compliance requirements on verifying customer data against reliable sources and determining that they are an active, registered taxpayer. At the same time, it serves as an additional security element, ensuring that the submitted user information and ID are genuine, reducing the potential risks and additional efforts related to document as well as synthetic identity fraud attempts.
These values make Database Validation a reliable extra security layer that enables businesses to increase their level of regulatory compliance and identity verification assurance.
The supported data verification methods for this solution are:
- Data Enrichment — retrieving comprehensive user identity data based on unique personal identifier verification against official government, banking, and credit sources. The extensiveness of identity data returned depends on individual product capabilities.
- 1x1/2x2 Matching — screening user’s identity data against a number of reliable databases until it matches either one or two of the sources in their country. The range of sources available for screening depends on individual country coverage.
- Validity Check — validating the status, ownership, and legitimacy of user’s identity data and document against official government sources. The exact response returned via this verification method depends on individual product capabilities.
When to use
- Regulatory compliance
- Identity fraud prevention
- Enhanced due diligence operations
Availability
The following is a list of countries where Database Validation is currently available:
Note that this list is constantly updated and expanded.
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government
|
97%
|
1X1 MATCHING
|
|
|
Government
|
99%
|
2X2 MATCHING
|
Government
|
65%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Government
|
95%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government
|
95%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
95%
|
ENRICHMENT
|
|
|
Government
|
95%
|
1X1 MATCHING
|
|
|
Aggregated
|
99%
|
2X2 MATCHING
|
Aggregated
|
90%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Aggregated
|
95%
|
2X2 MATCHING
|
Aggregated
|
70%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government
|
96%
|
1X1 MATCHING
|
|
|
Aggregated
|
70%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Aggregated
|
95%
|
2X2 MATCHING
|
Aggregated
|
75%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
96%
|
|
|
Government
|
96%
|
|
ENRICHMENT
|
|
|
Government
|
96%
|
1X1 MATCHING
|
|
|
Aggregated
|
80%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Aggregated
|
90%
|
2X2 MATCHING
|
Aggregated
|
50%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Aggregated
|
90%
|
2X2 MATCHING
|
Aggregated
|
70%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Government
|
50%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Aggregated
|
97%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Credit
|
70%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government
|
95%
|
|
|
Government
|
95%
|
|
1X1 MATCHING
|
|
|
|
90%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government
|
95%
|
1X1 MATCHING
|
|
|
Commercial |
50%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
97%
|
1X1 MATCHING
|
|
|
Aggregated
|
90%
|
2X2 MATCHING
|
Aggregated
|
60%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Aggregated
|
40%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
96%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government
|
95%
|
1X1 MATCHING
|
|
|
Aggregated
|
90%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Aggregated
|
50%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government
|
97%
|
|
|
Government
|
97%
|
|
VALIDITY CHECK
|
|
|
Government
|
97%
|
1X1 MATCHING
|
|
|
Aggregated
|
90%
|
2X2 MATCHING
|
Aggregated
|
70%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Banking
|
97%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government |
80%
|
|
|
Government
|
80%
|
|
|
|
Government
|
96%
|
|
|
|
Government
|
96%
|
|
|
|
Government
|
96%
|
|
1X1 MATCHING
|
|
|
Government
|
90%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Telco |
60%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
97%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government
|
96%
|
|
Government
|
96%
|
||
1X1 MATCHING
|
|
|
Aggregated
|
90%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Aggregated
|
80%
|
2X2 MATCHING
|
Aggregated
|
50%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Government
|
90%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
25%
|
1X1 MATCHING
|
|
|
Credit
|
60%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government
|
97%
|
1X1 MATCHING
|
|
|
Aggregated
|
90%
|
2X2 MATCHING
|
Aggregated
|
80%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Aggregated
|
90%
|
2X2 MATCHING
|
Aggregated
|
70%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
1X1 MATCHING
|
|
|
Government
|
90%
|
2X2 MATCHING
|
Government
|
80%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
85%
|
1X1 MATCHING
|
|
|
Government
|
90%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
96%
|
1X1 MATCHING
|
|
|
Aggregated
|
95%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
96%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Banking |
97%
|
|
|
Government
|
80%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Aggregated
|
90%
|
|
|
Credit
|
90%
|
|
1X1 MATCHING
|
|
|
Aggregated
|
95%
|
2X2 MATCHING
|
Aggregated
|
70%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
96%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
ENRICHMENT
|
|
|
Government
|
50%
|
Type |
Input data |
Output data |
Source type |
Coverage |
---|---|---|---|---|
VALIDITY CHECK
|
|
|
Government
|
95%
|
Note
Sumsub currently supports three data verification methods: Enrichment, 1x1/2x2 Matching, and Validity Check. You can customize these on the go based on the country, population coverage, and regulatory requirements.
- To get started with Enrichment and Validity Check, reach out to your Customer Success Manager or Support team.
- To get started with 1x1/2x2 Matching, follow the instructions provided in this article. Read more about the decision-making logic behind these methods in this article.
Updated 2 days ago