Database Validation is the Sumsub's solution to comprehensive customer personal data and identity document validation, which safeguards business operations from risks related to synthetic identity fraud as well as illegal or underage use of services in more than 50 countries worldwide.

It works by either asking the user to submit a few unique identifiable elements, which are used to instantly extract their complete personal information, or by matching user identity and document details against authoritative sources to establish their legitimacy. The result ensures that businesses bring only trusted customers onboard, while also meeting the applicable AML/CTF requirements and maximizing their conversion levels.

The overall solution helps regulated organizations meet their national regulatory requirements on verifying customer data against reliable sources as well as determining that they are an active, registered taxpayer. At the same time, it serves as an additional security element, ensuring that the submitted user information and ID are genuine, reducing both the potential risks and additional resource needs related to document as well as synthetic identity fraud.

These values make Database Validation a reliable extra security layer that enables businesses to increase their level of regulatory compliance and identity verification assurance.

The supported data verification methods for this solution are:

Data Enrichment — retrieving comprehensive user identity data based on unique personal identifier verification against official government, banking, and credit sources. The extensiveness of identity data returned depends on individual product capabilities.
1x1/2x2 Matching — screening user’s identity data against a number of reliable databases until it matches either one or two of the sources in their country. The range of sources available for screening depends on individual country coverage.
Validity Check — validating the status, ownership, and legitimacy of user’s identity data and document against official government sources. The exact response returned via this verification method depends on individual product capabilities.

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Ideal for:

Ensuring regulatory compliance

Streamlining customer onboarding

Preventing Identity fraud

Reducing operational costs and resources

Availability

The following is a list of countries where Database Validation is currently available:

Note that this list is constantly updated and expanded.

Country: Show all

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Personal identification number (Documento Nacional de Identidad - DNI) Date of birth	Full name DNI number Date of birth Person is dead (Yes/No) Address Phone number Email CUIL (Unique Labor Identification Code) or CUIT (Single tax identification number)	Government	97%
1X1 MATCHING	Country National ID (Documento Nacional de Identidad - DNI) First name Last name Date of birth Street (Optional), Building number (Optional), Town/City (Optional), State/Province (Optional), Postal code (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	99%
2X2 MATCHING			Government	65%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	First name Last name Date of birth Street Document number (Passport, Residence Permit, Driving License) Postal code Phone number (Optional) Additional street information (Optional) Building number (Optional) Town/City (Optional) State/Province (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	95%
VALIDITY CHECK	First name Last name Date of birth Visa/Passport number Country	Match/No Match	Government	99%
VALIDITY CHECK	First name Last name Date of birth Passport number	Match/No Match	Government	95%
VALIDITY CHECK	First name Last name Date of birth License number Card number State	Match/No Match	Government	95%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Document number (National Identity Card number - NID) Date of birth Selfie	Full name NID number Date of birth NID number (Match/No Match) (Match/No Match) Selfie (Match/No Match and Match Score)	Government	95%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Individual taxpayer identification number (Cadastro de Pessoas Físicas - CPF) Full name Date of birth	Full name Full name (Match/No Match) Mother's name Father's name (Optional) CPF status (Regular/Null/Suspended/ Holder's Death) Date of birth Date of birth (Match/No Match) Gender	Government	95%
	Individual taxpayer identification number (Cadastro de Pessoas Físicas - CPF) Selfie	Full name Mother's name Father's name (optional) Date of birth Gender CPF status (Regular/Null/Suspended/Holder's Death) Country of birth Selfie (Match/No Match) Selfie (Match Score)	Government	65%
	Individual taxpayer identification number (Cadastro de Pessoas Físicas - CPF)	Full name Date of birth Address	Government	95%
	Individual taxpayer identification number (Cadastro de Pessoas Físicas - CPF)	CPF number (Found/Not Found) Full name Restriction list Linked Organization Function Update Date	Government	90%
1X1 MATCHING	Country TIN (Cadastro de Pessoas Físicas - CPF) First name Last name Date of birth Street Building number Town/City State/Province Postal code Phone number (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco Commercial Utility	99%
2X2 MATCHING			Aggregated Government Credit Telco Commercial Utility	90%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (Social insurance number - SIN) First name Last name Date of birth Street Building number Town/City State/Province Postal code Phone number	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Credit Telco Postal	95%
2X2 MATCHING			Aggregated Credit Telco Postal	70%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Personal identification number (Rol Único Nacional - RUN)/Individual taxpayer identification number (Rol Único Tributario - RUT)	RUN/RUT number (Found/Not Found) Full name	Government	96%
1X1 MATCHING	Country TIN (Rol Único Nacional - RUN)/(Rol Único Tributario - RUT) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	70%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (Resident identity card number) First name Last name Phone number	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Telco	95%
2X2 MATCHING			Aggregated Government Telco	75%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number Full name	Document status (Valid/Invalid) Full name	Government	96%
VALIDITY CHECK	Individual taxpayer identification number (Número de Identificación Tributaria - NIT)/ Personal identification number (Número Único de Identificación Personal - NUIP) Full name	NIT/NUIP number (Valid/Invalid) Full Name	Government	96%
ENRICHMENT	Individual taxpayer identification number (Número de Identificación Tributaria - NIT)/Personal identification number (Número Único de Identificación Personal - NUIP) Date of birth	NIT/NUIP number (Valid/Invalid) Full name Date of birth Gender	Government	96%
1X1 MATCHING	Country TIN (Número Único de Identificación Personal - NUIP) First name Last name Date of birth Phone number (Optional) Building number (Optional) Street (Optional) Town/City (Optional) State/Province (Optional) Postal code (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	80%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID First name Last name Date of birth (Optional) Street (Optional) Town/City (Optional) State/Province (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	90%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (Centrale Person Register - CPR) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Consumer	90%
2X2 MATCHING			Aggregated Government Consumer	50%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (Personal identity code - Henkilötunnus) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Proprietary	90%
2X2 MATCHING			Aggregated Government Proprietary	70%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Voter Card number	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	50%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Taxpayer dentification number (TIN)	TIN format and syntax (Valid/Invalid)	Aggregated Government Credit Commercial	97%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID First name Last name	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	90%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (Identity Card number) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Credit	70%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Permanent account number (Permanent account number - PAN)	PAN (Valid/Invalid) Full name Aadhaar seeding status Category	Government	95%
1X1 MATCHING	Country TIN (Permanent account number - PAN) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	90%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Personal identification number (Nomor Induk Kependudukan - NIK) Full name Phone number Email Selfie	NIK number(Match/No Match) Full name(Match/No Match) Date of birth Gender Address Selfie (Match/No Match)	Government	95%
1X1 MATCHING	Country National ID First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Commercial	50%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number	Document status (Stolen/Not Stolen)	Government	97%
1X1 MATCHING	Country National ID First name Last name Date of birth Street Building number Town/City State/Province Postal code Phone number (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco Commercial Utility	90%
2X2 MATCHING			Aggregated Government Credit Telco Commercial Utility	60%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Telco Consumer	40%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Full name Document number Date of birth Individual identification number (IIN)	Document status(Match/No Match)	Government	96%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Passport number	Document status (Valid/Invalid) Country Document type Passport number Full name Gender Date of birth Address Issue date	Government	95%
ENRICHMENT	Identity number	Document status (Valid/Invalid) Country Document type Identity number Full name Gender Date of birth	Government	95%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Credit Consumer	50%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Voter code number (Clave de Elector)	Full name Father last name Mother last name Date of birth Address Gender Voter Card status (Valid/Invalid)	Government	97%
ENRICHMENT	Unique population registry code (Clave Única de Registro de Población - CURP)	Full name Father last name Mother last name Date of birth Address Gender CURP Status	Government	97%
VALIDITY CHECK	Document number Issue date	Document status(Found/Not Found)	Government	97%
VALIDITY CHECK	RFC (Registro Federal de Contribuyentes)	Name RFC Status Email Effective date (Date since the RFC is valid)	Government	97%
1X1 MATCHING	Country National ID (Clave Única de Registro de Población - CURP)/(Registro Federal de Contribuyentes - RFC) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Commercial Proprietary	90%
2X2 MATCHING			Aggregated Government Commercial Proprietary	70%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Full name Online banking credentials Device authentication	Bank identification number (BIN) First name initials Last name Address Date of birth Gender Email Phone number	Banking	97%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Licence number	First name Last name Driving License status (Valid/Invalid) Country Date of birth Expiry date Gender	Government	80%
	National identification number (NIN)	Document status (Valid/Invalid) Country First name Last name Middle name (Optional) Gender Phone number Date of birth Address	Government	96%
	Voter Identification number (VIN)	Voter Card status (Valid/Invalid) First name Last name Gender	Government	96%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (National identification number - NIN) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Telco	60%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number Full name Date of birth Validity Date	Document status (Valid/Invalid)	Government	97%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	National identity document number (Documento Nacional de Identidad - DNI)	Full name Date of birth Gender Address	Government	96%
ENRICHMENT		Full name Tax identification number (Registro Único del Contribuyente - RUC) Taxpayer type Taxpayer status Tax condition Economic activity Address	Government	96%
1X1 MATCHING	Country TIN (Registro Único del Contribuyente - RUC) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	90%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (PhilID card number - PCN) First name Last name Date of birth Phone number	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	80%
2X2 MATCHING			Aggregated Government Credit	50%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (Powszechny Elektroniczny System Ewidencji Ludności - PESEL) First name Last name Date of birth Street Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	90%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number Date of birth	Document status (Valid/Invalid) Date of Validity	Government	25%
1X1 MATCHING	Country National ID (National Registration Identity Card number - NRIC) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Credit	60%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	South African ID number (SAID)	Document status (Valid/Invalid) Country Identity type SAID number First name Last name Date of birth	Government	97%
ENRICHMENT	South African ID number (SAID)	Document status (Valid/Invalid) Country Document type SAID number First name Last name Gender Phone number (Optional) Email (Otional) Date of birth Address	Credit	97%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (Número de identificación Fiscal - NIF) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Telco	90%
2X2 MATCHING			Aggregated Government Telco	70%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (Personal Identity Number - Personnummer) First name Last name Date of birth Street Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	90%
2X2 MATCHING			Government	80%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number Date of birth	Document status (Valid/Invalid)	Government	85%
1X1 MATCHING	Country National ID First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	90%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Document number Name Surname Birth day Birth Month Birth year	Document status (Valid/Invalid)	Government	96%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number	Document number (Valid/Invalid)	Government	96%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Online banking credentials Device authentication	Full name Date of birth Address Phone number (if available) Email (if available) Source type Source name	Banking	97%
ENRICHMENT	National Insurance number Document number Postcode	Document status (Valid/Invalid) Document validity Full name Date of birth Address Gender Driving record	Government	80%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	First name Last name Social Security Number (SSN) Date of birth	First name Middle name Last name Full name (Match/No Match) SSN (Match/No Match) Date of birth Date of birth (Match/No Match) Address Deceased (Yes/No)	Aggregated Credit Banking Telco Commercial	90%
ENRICHMENT	Social Security Number (Last 4 digits) Date of birth Phone number OTP Authentication	Full name Date of birth SSN (Complete) Phone number Address Email address	Credit	90%
1X1 MATCHING	Country TIN (Social security number - SSN) First name Last name Date of birth Street Town/City State/Province Postal code Phone number	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Telco Postal Commercial Proprietary	95%
2X2 MATCHING			Aggregated Telco Postal Commercial Proprietary	70%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Document number Date of birth (for PET card; Year of birth for old paper licenses)	Full name Date of birth Driving Licence number Date of issue Expiry date Category Fines	Government	50%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Identity number	Document status (Valid/Invalid) Full name Taxpayer Identification Number (TPIN) Tax payer status TPIN registration date	Government	95%

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Note
Sumsub currently supports three data verification methods: Enrichment, 1x1/2x2 Matching, and Validity Check. You can customize these on the go based on the country, population coverage, and regulatory requirements.

To get started with Enrichment and Validity Check, reach out to your Customer Success Manager or Support team.

To get started with 1x1/2x2 Matching, follow the instructions provided in this article. Read more about the decision-making logic behind these methods in this article.

Database Validation

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Ideal for:

Availability

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Note

👍Ideal for:

Availability

📘Note

👍
Ideal for:

📘
Note