How often do we update AML data sources?

Sumsub conducts AML screening for the applicants who have successfully passed all the other checks within the user verification framework.

Sumsub also updates both physical and legal entities’ statuses regularly if the ongoing AML monitoring is on.

Sumsub uses data from independent and reliable data sources and its partners, Comply Advantage and World-Check-One to check applicants, businesses, and payment counterparties against known or suspected terrorists, money launderers, fraudsters, sanctioned entities, and PEPs lists, warning lists, and adverse media sources.

The publicly available sources include, but are not limited to:

• The Office of Foreign Assets Control (OFAC) Sanctions
• The United Nations Security Council’s Sanctions list
• Her Majesty’s (HM) Treasury List
• The EU Consolidated Sanctions List
• The EU Most Wanted Warnings
• The Bureau of Industry and Security
• The State Department Foreign Terrorist Organizations List and Non-Proliferation List
• US DOJ (FBI, DEA, US Marshals, and others)
• Interpol’s Most Wanted
• CBI List (The Central Bureau of Investigation)

All of our partner sources listed have different refreshment times that vary from a couple of hours to 1 month.

If ongoing AML monitoring is enabled, Sumsub refreshes the information about your users daily to ensure all updates are accounted for.

To learn more about the specific database refreshment time, refer to the following resources:

• Comply Advantage databases refreshment time
• World-Check-One databases refreshment time