The AML (Anti-Money Laundering) Screening Report is a comprehensive document that provides insights into the potential risks associated with a customer or business regarding money laundering activities.

An AML report typically includes matches from adverse media, sanctions, PEPs, fitness probity, and other lists.

To generate the report, Sumsub uses public and proprietary sources, and the data provided by Comply Advantage, Quantifind, and World-Check One global due diligence and compliance solutions.

The data includes millions of profiles on high-risk individuals and corporations worldwide and is continuously updated, reflecting the ever-changing risks to corporates and financial institutions in their dealings with global counterparties.

View AML screening report

To get the AML screening report report:

In the Dashboard, navigate to the Applicants page.
Open the applicant profile and scroll-down to the AML Screening section.
Click View report.

Interpret AML screening report

The fields and data sources used in the report vary, depending on the data provider. For more information, review each provider below.

Comply Advantage

The report generated based on the Comply Advantage data uses the following data sources:

Source	Description
Sanction lists	Official lists published by governments and international organizations that identify individuals, entities, or countries subject to sanctions due to involvement in activities such as terrorism, human rights violations, or money laundering.
Sanction-related sources	Databases or publications that provide information on individuals and entities subject to sanctions. They may include government publications, reports from international organizations (like the United Nations), and other resources that track sanctions imposed by various jurisdictions.
Warnings	Alerts or notifications issued by regulatory bodies or financial institutions regarding potential risks associated with specific individuals, entities, or activities. These warnings may indicate suspicious behavior or previous violations related to anti-money laundering (AML) or other compliance issues.
PEPs-related data	Politically Exposed Persons are individuals who hold prominent public positions, such as government officials, judges, or senior executives of state-owned enterprises. Due to their position and the potential for corruption, PEPs are considered higher risk for money laundering and require enhanced due diligence from financial institutions.
RCAs-related data	Relatives and Close Associates are individuals who are related to or have a close relationship with politically exposed persons (PEPs), high-risk individuals, or entities under scrutiny for compliance reasons.
Adverse media	Negative news coverage or reports about an individual or entity that may indicate involvement in illegal activities or unethical behavior. This can include articles about fraud, corruption, terrorism or other criminal activities.
Fitness and probity lists	Fitness and probity lists are used to assess the suitability of individuals for certain roles, particularly in financial services and regulated industries. These lists help ensure that individuals in key positions meet specific standards of competence and integrity, reducing the risk of misconduct.
Suspended lists	Lists of individuals or entities that have been temporarily barred from participating in certain activities or sectors due to concerns about compliance or legal issues. This can include suspensions from financial services, trade, or other regulated activities pending further investigation.

The report fields contain the following information:

Field	Description
Name	Names and birth dates of people with the same or similar name mentioned in any public sources in a negative context for the Watchlist check and their statuses as individuals or legal entities.
Matches	One or more labels indicating the reasons why the user with the same data is mentioned in the source. For example, Adverse Media, Sanction, PEP, Fitness probity, Warning and others. Click a label to view the list of sources — the links you can follow to investigate additional information. A label does not always strictly correspond to a WL category, the context should be considered as well.
Relevance	Indicates the name relevance degree in the found source with the name of your applicant. For example: Exact name match Aka exact match Equivalent name Fuzzy match Date/year of birth match Unknown Name variations removal and so on.
Countries	Countries the found matches are related to.
Whitelisted	Indicates if the found match is whitelisted or not. Possible options: On — whitelisted. Off — not whitelisted. Empty — no data.
Match status	Indicates the found match status that correlates with the screening parameters.
Risk level	Risk degree that a found match represents. Possible options are: Unknown (when it is not obvious which risk level to choose). Low Medium High
Additional Info	Auxiliary information that can be used as an addition: ID — the match ID on the Comply Advantage side; internal parameter for communication with the provider. Status — the status of the WL check results review. Review date and time Reviewer login View/Edit note - click to view and/or edit (create) a note. For example, you approved the earlier rejected applicant and you want your team to know why.

Quantifind

The report generated based on the Quantifind data uses the following data sources:

Source	Description
Sanction lists	Official lists published by governments and international organizations that identify individuals, entities, or countries subject to sanctions due to involvement in activities such as terrorism, human rights violations, or money laundering.
Consolidated lists	List of persons and entities subject to targeted nancial sanctions under a specific country law.
Asset freezing registries	Lists of persons, entities and vessels subject to asset freezing measures, pursuant to national, European and international (UN) provisions.
SDN (Specially Designated Nationals) lists	Lists of individuals and companies owned or controlled by, or acting for or on behalf of, sanctioned countries. Lists of individuals, groups, and entities, such as terrorists and narcotics trackers designated under programs that are not country-specic.

The report fields contain the following information:

Field	Description
Name	Names and birth dates of people with the same or similar name mentioned in any public sources in a negative context for the Watchlist check and their statuses as individuals or legal entities.
Status	Indicates the the status of the watchlist check results review.
Whitelisted	Indicates if the found match is whitelisted or not. Possible options: Check — whitelisted. Cross — not whitelisted.
Match status	Indicates the found match status that correlates with the screening parameters.
Review date	The date when the check was performed.
Reviewer	Reviewer credentials for manual checks and auto-check for automated database search.
Additional Info	Auxiliary information that can be used as an addition: Adresses — addresses mentioned in the public sources. Source URL — the internet address of the source where the match was found. Possible dates of birth — dates of birth of people with the same or similar name mentioned in any of the public sources. Nationalities — nationalities of people with the same or similar name mentioned in any of the public sources. Places of birth — places of birth of people with the same or similar name mentioned in any of the public sources. Note/description — the details related to the match. Source description — the details related to the source where the match was found. Amended on — the date when amendments were made to the source data. Source — match source legal name. Alternative names — names that are same or similar to the name mentioned in any of the public sources. Source URLs — match source URL. Related URLs — the URLs containing the information similar of same to the information mentioned in the source. Name — source article title. Listed — the date when the information about the applicant was added to the source.

World-Check One

The report generated based on the World-Check One data uses the following data sources:

Source	Description
Sanction lists	Official lists published by governments and international organizations that identify individuals, entities, or countries subject to sanctions due to involvement in activities such as terrorism, human rights violations, or money laundering.
PEPs-related data	Politically Exposed Persons are individuals who hold prominent public positions, such as government officials, judges, or senior executives of state-owned enterprises. Due to their position and the potential for corruption, PEPs are considered higher risk for money laundering and require enhanced due diligence from financial institutions.
Law enforcement databases	Repositories of information used by police and other law enforcement agencies to support investigations, track criminal activity, and enhance public safety.
Regulatory enforcement databases	Databases are maintained by governmental agencies to monitor compliance with laws and regulations in various sectors, such as finance, health, environment, and more.
Other bodies databases	Databases maintained by other organizations outside of law enforcement or regulatory agencies.

The report fields contain the following information:

Field	Description
Name	Names and birth dates of people with the same or similar name mentioned in any public sources in a negative context for the Watchlist check and their statuses as individuals or legal entities.
Status	Indicates the the status of the watchlist check results review.
Country location	Current location of the applicant according to the Sumsub data partner.
Match status	Indicates the found match status that correlates with the screening parameters.
Review date	The date when the check was performed.
Reviewer	Reviewer credentials for manual checks and auto-check for automated database search.
Sources	The types of sources where the match was found.
Date of birth	Dates of birth of the people with the same or similar name mentioned in any of the public sources.
Additional Info	Auxiliary information that can be used as an addition: The excerpts from the sources where the match was found. Aliases — names of people with the same or similar name mentioned in any of the public sources. Related URLs — the URLs containing the information similar of same to the information mentioned in the source.