Applicant risk labels
Be aware of the risk level of your applicants.
Risk labels are assigned during verification and indicate certain characteristics of an applicant.
To see the risk labels:
- In the Dashboard, go to the Applicants page.
- Open an applicant profile and scroll down to the Risk labels section.
Email risk labels
Email risk labels are associated with email and phone verification.
Label | API name | Description |
---|---|---|
Medium risk email |
mediumRisk |
A verdict made by the system according to the check results and internal logic. |
High risk email |
highRisk |
A verdict made by the system according to the check results and internal logic. |
Disposable email |
disposable |
Temporary email address that usually expires after a short period of time. |
No registrations on Web services found |
noWebRegistrations |
Email address registration is not detected. |
No website exists |
noWebsiteExists |
Email domain does not exist. |
Non-deliverable |
nonDeliverable |
An email address to which the messages cannot be delivered. |
Phone risk labels
Phone risk labels are associated with email and phone verification.
Label | API name | Description |
---|---|---|
Medium risk phone |
mediumRisk |
A verdict made by the system according to the check results and internal logic. |
High risk phone |
highRisk |
A verdict made by the system according to the check results and internal logic. |
Virtual phone |
virtual |
A virtual phone number is a number not associated with any physical location, allowing to make calls via internet. |
Disposable phone number |
disposable |
A temporary phone number that usually expires after a short period of time. |
No registrations on Web services found |
noWebRegistrations |
Phone number registration is not detected. |
Device risk labels
Device risk labels are associated with devices used by applicants to pass verification.
Label | API name | Description |
---|---|---|
VPN usage |
vpnUsage |
Detects whether VPN connection is used. |
TOR usage |
torUsage |
Detects whether TOR connection is used. |
High risk IP |
highRiskIp |
Indicates high risk IP addresses. |
Multiple devices were used |
multipleDevices |
Informs whether the applicant uses multiple devices (>1 device). |
Multiple mobile devices were used |
multipleMobileDevices |
Informs whether the applicant uses multiple mobile devices (>1 mobile platform). |
Lengthy onboarding session |
lengthySession |
The session lasts too long (>=10 minutes). |
Failure to continue on another device |
failedSessionContinuation |
The session was interrupted. |
Devices from distant IP locations were used |
distantIpLocations |
Login from different and distant IP addresses for a short period of time. |
Cross check risk labels
Cross check risk labels are associated with the cross-checks based on matching different applicant data.
Label | API name | Description |
---|---|---|
Diverse countries in ID documents |
diverseIdDocCountries |
Identity documents were issued in different countries. |
Many duplicates exists |
manyAccountDuplicates |
Lots of account duplicates are detected (>=3 accounts from one source; one client and one source key). |
Accounts in many other services |
accountsInManyServices |
The same account is registered in different services (>=5 accounts in different sources). |
Mismatch between applicant address and IP country |
addressCountryVsIpCountryMismatch |
The physical address does not meet the IP address. |
Mismatch between ID document country and IP country |
idDocCountryVsIpCountryMismatch |
ID document country mismatches the country IP address. |
Country of photo creation is different from IP and ID document countries |
exifCountryVsIdDocCountryOrIpCountryMismatch |
Country of photo creation is different from IP and ID document countries. |
Selfie risk labels
Selfie risk labels are associated with selfies.
Label | API name | Description |
---|---|---|
Forced verification |
forced |
The person is coerced into verification. |
Persons seems to be asleep |
asleep |
The person in the picture is asleep. |
Multiple faces on selfies |
multipleFaces |
There are multiple faces present in the photo. |
Estimated age is different from the age on the ID document |
estimatedAgeMismatch |
The estimated age does not match the age indicated in documents. |
Usage of virtual cameras |
virtualCameraPresent |
A visual software simulating real camera is detected. |
Many attempts to submit a selfie |
manyAttempts |
There were too many attempts of passing a selfie check (>5 selfie attempts). |
Similar applicants with different data |
sameFaceWithDifferentData |
Supposedly different data in documents with the similar face detected. Such applicants might also be registered in other services. |
AML risk labels
AML risk labels are associated with AML screening and monitoring.
Label | API name | Description |
---|---|---|
PEP |
PEP |
Applicant belongs to the PEP (Politically Exposed Person) category. |
Sanctions |
sanctions |
Applicant was found in sanctions lists. |
Terrorism |
terrorism |
Applicant is suspected of terrorism. |
Crime |
crime |
Applicant is suspected of criminal activities. |
Adverse media |
adverseMedia |
Compromising information related to the applicant was found in the media. |
Person risk labels
Person risk labels are assigned when the applicant has certain characteristics as per the following table.
Label | API name | Description |
---|---|---|
Famous person |
famousPerson |
Indicates an assumption that the applicant is a famous person. |
Strange name |
strangeName |
Applicant name seems to be not a real one. |
No phone names found in web services |
noPhoneNamesFromWebServices |
No phone names found in web services. |
Name mismatch with the names associated with the phone |
phoneNameMismatchFromWebServices |
The provided applicant name does not match the names found by the specified phone number. |
No email names found in web services |
noEmailNamesFromWebServices |
No email names found in web services. |
Name mismatch with the names associated with the email |
emailNameMismatchFromWebServices |
The provided applicant name does not match the names found by the specified email address. |
Updated 22 days ago