Database Validation is the Sumsub's solution to comprehensive customer personal data and identity document validation, which safeguards business operations from risks related to synthetic identity fraud as well as illegal or underage use of services in more than 50 countries worldwide.

It works by either asking the user to submit a few unique identifiable elements, which are used to instantly extract their complete personal information, or by matching user identity and document details against authoritative sources to establish their legitimacy. The result ensures that businesses bring only trusted customers onboard, while also meeting the applicable AML/CTF requirements and maximizing their conversion levels.

The overall solution helps regulated organizations meet their national regulatory requirements on verifying customer data against reliable sources as well as determining that they are an active, registered taxpayer. At the same time, it serves as an additional security element, ensuring that the submitted user information and ID are genuine, reducing both the potential risks and additional resource needs related to document, as well as synthetic identity fraud.

These values make Database Validation a reliable extra security layer that enables businesses to increase their level of regulatory compliance and identity verification assurance.

The supported data verification methods for this solution are:

Data Enrichment — retrieving comprehensive user identity data based on unique personal identifier verification against official government, banking, and credit sources. The extensiveness of identity data returned depends on individual product capabilities.
1x1/2x2 Matching — screening user’s identity data against a number of reliable databases until it matches either one or two of the sources in their country. The range of sources available for screening depends on individual country coverage.
Validity Check — validating the status, ownership, and legitimacy of the applicant's identity data and document against official government sources. The exact response returned via this verification method depends on individual product capabilities.

👍
Ideal for:

Ensuring regulatory compliance

Streamlining customer onboarding

Preventing Identity fraud

Reducing operational costs and resources

Check availability by country

The following is a list of countries where Database Validation is currently available:

Note that this list is constantly updated and expanded.

Country: Show all

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Personal identification number (Documento Nacional de Identidad - DNI) Date of birth	Full name DNI number Date of birth Person is dead (Yes/No) Address Phone number Email CUIL (Unique Labor Identification Code) or CUIT (Single tax identification number)	Government	97%
ENRICHMENT	Personal identification number (Documento Nacional de Identidad - DNI) Gender Selfie	Full name Date of birth DNI number Address Nationality Gender Selfie (Match/No Match) Phone Email CUIL (Unique Labor Identification Code) or CUIT (Single tax identification number) Expiry Date (Optional)(Match/No Match) Social Number (Optional)(Match/No Match)	Government	97%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Passport First name Last name Date of birth Passport number Driver's license First name Last name Date of birth License number Card number State	Match/No Match	Government	95%
First name Last name Date of birth Passport number	Match/No Match	Government	99%

Method

Input data

Output data

Source type

Coverage

VALIDITY CHECK

Passport

First name
Last name
Date of birth
Passport number

Driver's license

First name
Last name
Date of birth
License number
Card number
State

Match/No Match

Government

95%

First name
Last name
Date of birth
Passport number

Match/No Match

Government

99%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Full name Date of birth National ID card (NID) number Selfie	Full name Date of birth (Match/No Match) NID number (Match/No Match) Selfie (Match/No Match) Selfie Match Score	Government	95%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Individual taxpayer identification number (Cadastro de Pessoas Físicas - CPF)	First name Last name CPF status (Regular/Null/Suspended/ Holder's Death) Date of birth Gender Nationality	Government	95%
	Individual taxpayer identification number (Cadastro de Pessoas Físicas - CPF) Selfie	Full name Mother's name Date of birth Gender CPF status (Regular/Null/Suspended/Holder's Death) Country of birth Selfie (Match/No Match) Selfie (Match Score)	Government	65%
	Individual taxpayer identification number (Cadastro de Pessoas Físicas - CPF)	Full name Date of birth Address Gender	Government	95%
	Individual taxpayer identification number (Cadastro de Pessoas Físicas - CPF)	CPF number (Found/Not Found) Full name Restriction list Link Level Restriction type Sport Organization Position/Function Related Document Related Document Type Associated Name Updated Date	Government	90%
VALIDITY CHECK	Full Name Date of Birth CNH (Driver's License number) Expiry date Individual taxpayer identification number (Cadastro de Pessoas Físicas - CPF) Category (Optional) Issue date (Optional) First issue date (Optional)	CPF number (Match/No Match) Full Name (Match/No Match) Date of Birth (Match/No Match) CNH (Match/No Match) Expiry date (Match/No Match) Driving restrictions (Match/No Match)	Government	95%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Personal identification number (Rol Único Nacional - RUN)/Individual taxpayer identification number (Rol Único Tributario - RUT)	RUN/RUT number (Found/Not Found) Full name	Government	96%
1X1 MATCHING	TIN (Rol Único Nacional - RUN)/(Rol Único Tributario - RUT) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	70%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	National ID (Resident identity card number) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Telco	96%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number Full name	Document status (Valid/Invalid) Full name	Government	96%
	Personal identification number (Número de Identificación Tributaria - NIT/Número Único de Identificación Personal - NUIP) Full name	NIT/NUIP number (Valid/Invalid) Full Name	Government	96%
	Personal identification number (Número de Identificación Tributaria - NIT/Número Único de Identificación Personal - NUIP) Date of birth	NIT/NUIP number (Valid/Invalid) Full name Date of birth Gender	Government	96%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	National ID (Cédula de identidad) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	90%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	User ID Personal identification number (Centrale Person Register - CPR) User authentication	Country First name Last name CPR number Date of birth Identity Assurance Level (IAL) Level of Assurance (LoA) Transaction ID	Government	85%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	TIN (Henkilötunnus) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Proprietary	90%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Taxpayer identification number (TIN)	TIN format and syntax (Valid/Invalid)	Commercial	97%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	National ID (Codigo Unico de Identification - CUI) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	90%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Personal identification number (Aadhaar) Selfie	Full name Date of birth Address Phone number (hashed) Email (hashed) Selfie Selfie (Match/No Match) Selfie (Match Score)	Government	95%
VALIDITY CHECK	Permanent account number (PAN)	PAN (Valid/Invalid) Full name Aadhaar seeding status Category	Government	95%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Personal identification number (Nomor Induk Kependudukan - NIK) Full name Phone number Email Selfie	NIK number (Match/No Match) Full name (Match/No Match) Date of birth Gender Address Selfie (Match/No Match)	Government	95%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number	Document status (Stolen/Not Stolen)	Government	97%
1X1 MATCHING	TIN (Codice Fiscale) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco Commercial Utility	90%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Full name Document number Date of birth Individual identification number (IIN)	Document status (Match/No Match)	Government	96%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Passport number	Document status (Valid/Invalid) Document type Passport number First name Last name Gender Date of birth Address Issue date	Government	95%
ENRICHMENT	Identity number	Document status (Valid/Invalid) Document type Identity number Full name Gender Date of birth Address Issue date	Government	95%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	National ID (National Registration Identity Card - NRIC) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Credit Consumer	85%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Voter code number (Clave de Elector) CVE - Elector Key CIC number of the voter card Elector's credential issue number OCR number of the voter card	Full name Father last name Mother last name Date of birth Address Gender Voter Card status (Valid/Invalid)	Government	97%
ENRICHMENT	Unique population registry code (Clave Única de Registro de Población - CURP)	Full name Father last name Mother last name Date of birth Address Gender CURP number status	Government	97%
VALIDITY CHECK	Document number Issue date	Document status (Found/Not Found)	Government	97%
VALIDITY CHECK	Individual taxpayer identification number (Registro Federal de Contribuyentes - RFC)	Name RFC number status Email Effective date (Date since the RFC is valid)	Government	97%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Full name Online banking credentials User authentication	First name initials Last name Address Date of birth Gender Email Phone number	Banking	97%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Driver's license number	First name Last name Driver's license status (Valid/Invalid) Date of birth Expiry date Gender	Government	80%
	Bank verification number (BVN) Selfie	First name Last name Gender Phone number Date of birth Address Nationality Selfie Selfie (Match/No Match)	Government	95%
	National identification number (NIN)	Document status (Valid/Invalid) Country First name Last name Gender Phone number Date of birth Address	Government	96%
	National identification number (NIN) Selfie	First name Last name Gender Phone number Date of birth Address State of birth Country of birth NIN Slip copy Selfie Selfie (Match/No Match)	Government	96%
	National identification number (NIN) Selfie	First name Last name Gender Phone number Date of birth Address Nationality Selfie Selfie (Match/No Match)	Government	96%
	Voter Identification number (VIN)	Voter Card status (Valid/Invalid) First name Last name Gender	Government	96%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number Full name Date of birth Validity Date	Document status (Valid/Invalid)	Government	97%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	National identity document number (Documento Nacional de Identidad - DNI)	Full name Date of birth Gender Address	Government	96%
ENRICHMENT	National identity document number (Documento Nacional de Identidad - DNI)	Full name Tax identification number (Registro Único del Contribuyente - RUC) Taxpayer type Taxpayer status Tax condition Economic activity Address	Government	96%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	TIN (Powszechny Elektroniczny System Ewidencji Ludności - PESEL) First name Last name Date of birth Street Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	90%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number Date of birth	Document status (Valid/Invalid) Date of Validity	Government	25%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	South African ID number (SAID)	Document status (Valid/Invalid) Document type SAID number First name Last name Gender Date of birth Address	Credit	97%
	South African ID number (SAID) Selfie	Document type SAID number First name Last name Gender Date of birth Date of issue Citizenship status (Citizen/Resident) Selfie Selfie (Match/No Match)	Government	97%
	South African ID number (SAID)	Document status (Valid/Invalid) Document type SAID number First name Last name Date of birth	Government	97%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	TIN (Número de identificación Fiscal - NIF) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Telco	90%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	TIN (Personal Identity Number - Personnummer) First name Last name Date of birth Street Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	90%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	National ID (Personal identification number - PIN) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	90%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number Name Surname Birth day Birth Month Birth year	Document status (Valid/Invalid)	Government	96%
1X1 MATCHING	National ID (Turkish citizen identification number - T.C. Kimlik No.) First name Last name Date of birth	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Commercial	95%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number Nationality Date of birth	Document number (Valid/Invalid) Date of birth Nationality Issue date Expiry date File number Unified number	Government	96%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Online banking credentials User authentication	Full name Date of birth Address Phone number (if available) Email (if available) Source type Source name	Banking	97%
ENRICHMENT	Date of birth Share code Selfie	Full name Date of birth Nationality Immigration type Issue date (if available) Expiry date Selfie Selfie (Match/No Match) Summary report	Government	8%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	First name Last name Social Security Number (SSN) Date of birth	First name Middle name (Optional) Last name SSN Date of birth Address history Associated phone numbers (Optional) Email address (Optional) Person is deceased (Yes/No) (Optional)	Aggregated Credit Government Telco Postal	96%
First name Last name Social Security Number (SSN) Date of birth	First name Middle name Last name SSN Date of birth Address history Phone number Email address Person is deceased (Yes/No) Aliases	Aggregated Credit Government	92%
Social Security Number (Complete or last 4 digits) Phone number OTP Authentication	Full name Date of birth SSN Phone number Address Email address	Credit	85%

Method

Input data

Output data

Source type

Coverage

ENRICHMENT

First name
Last name
Social Security Number (SSN)
Date of birth

First name
Middle name (Optional)
Last name
SSN
Date of birth
Address history
Associated phone numbers (Optional)
Email address (Optional)
Person is deceased (Yes/No) (Optional)

Aggregated

Credit
Government
Telco
Postal

96%

First name
Last name
Social Security Number (SSN)
Date of birth

First name
Middle name
Last name
SSN
Date of birth
Address history
Phone number
Email address
Person is deceased (Yes/No)
Aliases

Aggregated

Credit
Government

92%

Social Security Number (Complete or last 4 digits)
Phone number
OTP Authentication

Full name
Date of birth
SSN
Phone number
Address
Email address

Credit

85%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	First name Last name Date of birth National ID card/Passport number Selfie	First name (Match/No Match) Last name (Match/No Match) Date of birth (Match/No Match) National ID card/Passport number (Match/No Match) Selfie (Match/No Match) Nationality	Government	90%
First name Last name Date of birth Personal identification number (PINFL) Selfie	First name (Match/No Match) Last name (Match/No Match) Date of birth (Match/No Match) PINFL (Match/No Match) Selfie (Match/No Match) Nationality	Government	90%

Method

Input data

Output data

Source type

Coverage

1X1 MATCHING

First name
Last name
Date of birth
National ID card/Passport number
Selfie

First name (Match/No Match)
Last name (Match/No Match)
Date of birth (Match/No Match)
National ID card/Passport number (Match/No Match)
Selfie (Match/No Match)
Nationality

Government

90%

First name
Last name
Date of birth
Personal identification number (PINFL)
Selfie

First name (Match/No Match)
Last name (Match/No Match)
Date of birth (Match/No Match)
PINFL (Match/No Match)
Selfie (Match/No Match)
Nationality

Government

90%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Document number Date of birth (for PET card; Year of birth for old paper licenses)	Full name Date of birth Driving Licence number Date of issue Expiry date Category Fines	Government	50%

Method	Input data	Output data	Source type	Coverage
VALIDITY CHECK	Document number	Document status (Valid/Invalid) Full name Taxpayer Identification Number (TPIN) Tax payer status TPIN registration date	Government	95%

📘
Note
Sumsub currently supports three data verification methods: Enrichment, 1x1/2x2 Matching, and Validity Check. You can customize these on the go based on the country, population coverage, and regulatory requirements.

To get started with Enrichment and Validity Check, reach out to your Customer Success Manager or Support team.

To get started with 1x1/2x2 Matching, follow the instructions provided in this article. Read more about the decision-making logic behind these methods in this article.

Database Validation

👍
Ideal for:

Check availability by country

📘
Note

👍Ideal for:

Check availability by country

📘Note

👍
Ideal for:

📘
Note