Matching configurations

The following are case scenarios which result in a Full Match regarding Name, ID, and Address data categories *.

Name category matching scenarios

A Name Full Match is considered when any of the following scenarios is met:

• First Name + Last Name
• First Initial + Last Name
• First Name + Maternal Name

Address category matching scenarios

An Address Full Match is considered when any of the following scenarios is met. Please note that certain Address attributes can be specific to regions/countries:

• Building Number + City
• Street + City
• State + City
• Building Number + Postal Code
• Street + Postal Code
• State + Postal Code

ID category matching scenarios

An ID category Full Match is considered when any of the following scenarios is met:

• National ID
• Date of Birth

These are the criteria for fuzzy matching against various attributes in the Sumsub 2x2 Address Verification Configuration when we receive records back from the data sources:

• Name Attributes

  For a Name category attribute to generate a Match, it should be within 70% of the Levenshtein character similarity in comparison to the record returned by the data sources. E.g., if the Name attribute input is ‘Christophel’ and the actual name is ‘Christopher’, we generate a Match based on our fuzzy matching logic. This system is applicable to the first_name and last_name Name category attributes.

• Address Attributes

  For Address category attributes like street, city, state, and postal_code, the acceptable Levenshtein character similarity percentage for a Match is also 70% in comparison to the record returned by the data sources. E.g., an Address attribute input of ‘200 Kingslee Court’ would Match against a record given by the data source for ‘200 Kingsley Court’.

• ID Attributes

  Sumsub does not employ any kind of fuzzy matching on any data attributes within the ID data category (National ID, Date of Birth).