Sumsub’s Non-Doc Address Verification solution helps businesses verify their customers’ residency data by levering reliable government and commercial sources in more than 40 countries worldwide.

It works by either asking the user to submit a few unique identifiable elements, which are used to instantly extract their complete address information, or by matching their detailed residency data against one or two authoritative sources. The result enables Sumsub’s clients to simplify and speed up their customers onboarding processes, while simultaneously keeping operational costs at a minimum.

The overall solution helps regulated organizations meet their regulatory compliance requirements on verifying customer residency data against authoritative sources and determining both the legitimacy as well as liveness of their identity. At the same time, it helps optimize traditional address verification methods by increasing customer conversion rates up to 85%, minimizing the processing time to an average of 4.5 seconds, and reducing all operational efforts required for manual document reviews.

These values make Non-Doc Address Verification a reliable alternative to document-based residency checks that not only delivers our clients a high level of identity data assurance and fraud prevention, but also enables maximum legitimate customer coverage through an effortless user experience, all while staying compliant with national regulatory requirements.

The supported data verification methods for this solution are:

Data Enrichment — comprehensive user address data enrichment that verifies unique personal identifiers against authoritative government, banking, and credit sources.
1x1/2x2 Matching — screening user’s address data against a number of reliable databases until it matches either one or two of the sources in their country.

👍
When to use

Regulatory compliance

Onboarding optimization

Identity fraud prevention

Operational resource minimization

Availability

The following is a list of countries where Non-Doc Verification for address is currently available:

Note that this list is constantly updated and expanded.

Country: Show all

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Personal identification number (Documento Nacional de Identidad - DNI) Gender Selfie	Full name Date of birth DNI number Address Nationality Gender Selfie (Match/No Match) Phone Email CUIL (Unique Labor Identification Code) or CUIT (Single Tax Identification Number)	Government	97%
1X1 MATCHING	Country National ID (Documento Nacional de Identidad - DNI) First name Last name Date of birth Street, Building number, Town/City, State/Province, Postal Code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	99%
2X2 MATCHING			Government	65%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco Commercial Consumer	97%
2X2 MATCHING			Aggregated Government Credit Telco Commercial Consumer	85%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Credit Commercial Consumer	70%
2X2 MATCHING			Aggregated Credit Commercial Consumer	50%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco Commercial Consumer	50%
2X2 MATCHING			Aggregated Government Credit Telco Commercial Consumer	50%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Individual taxpayer identification number (Cadastro de Pessoas Físicas - CPF)	Full name Date of birth Address	Government	95%
1X1 MATCHING	Country TIN (Cadastro de Pessoas Físicas - CPF) First name Last name Date of birth Street Building number Town/City State/Province Postal code Phone number (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco Commercial Utility	99%
2X2 MATCHING			Aggregated Government Credit Telco Commercial Utility	90%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City State/Province Postal code Phone number	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Credit Telco Postal	95%
2X2 MATCHING			Aggregated Credit Telco	70%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (Rol Único Nacional - RUN)/(Rol Único Tributario - RUT) First name Last name Date of birth Street Building number Town/City State/Province	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	45%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (Número Único de Identificación Personal - NUIP) First name Last name Date of birth Street Town/City State/Province Postal code Phone number (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Commercial	80%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (Centrale Person Register - CPR) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Consumer	90%
2X2 MATCHING			Aggregated Government Consumer	50%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (Personal identity code - Henkilötunnus) First name Last name Date of birth Street Building number Town/City Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Consumer Proprietary	90%
2X2 MATCHING			Aggregated Government Consumer Proprietary	70%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City Postal code Phone number (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Telco Commercial Consumer	90%
2X2 MATCHING			Aggregated Government Telco Commercial Consumer	70%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City Postal code Phone number (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco Commercial Consumer	90%
2X2 MATCHING			Aggregated Government Credit Telco Commercial Consumer	70%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (Identity Card number) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	90%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Personal identification number (Aadhaar) Selfie	Full name Address Date of birth Phone number (encrypted) Email (encrypted) Selfie Selfie (Match/No Match) Selfie (Match Score)	Government	95%
1X1 MATCHING	Country TIN (Permanent account number - PAN) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	60%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Personal identification number (Nomor Induk Kependudukan - NIK) Full name Phone number Email Selfie	NIK number(Match/No Match) Full name(Match/No Match) Date of birth Gender Address Selfie (Match/No Match)	Government	95%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City Postal code Phone number (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco Commercial Utility	90%
2X2 MATCHING			Aggregated Government Credit Telco Commercial Utility	60%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (My Number/ Resident Record Code) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Telco Consumer	60%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Document number Selfie	Country Document type Document number Full name Gender Date of birth Address Issue date Selfie Selfie (Match/No Match)	Government	95%. Selfie coverage around 70%
	Document number Selfie	Country Document type Document number Full name Gender Date of birth Address Issue date Selfie Selfie (Match/No Match)	Government	95%. Selfie coverage around 70%
	Document number	Document status (Valid/Invalid) Country Document type Document number Full name Gender Date of birth Address Issue date	Government	95%
1X1 MATCHING	Country National ID First name Last name Date of birth Street Building number Town/City Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	25%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (National registration identity card number - NRIC) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Credit Consumer	50%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Voter code number (Clave de Elector)	Full name Father last name Mother last name Date of birth Address Gender Voter Card status (Valid/Invalid)	Government	97%
ENRICHMENT	Unique population registry code (Clave Única de Registro de Población - CURP)	Full name Father last name Mother last name Date of birth Address Gender CURP Status	Government	97%
1X1 MATCHING	Country National ID (Clave Única de Registro de Población - CURP)/(Registro Federal de Contribuyentes - RFC) First name Last name Date of birth Street Building number Town/City State/Province Postal code Phone number (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Commercial Proprietary	70%
2X2 MATCHING			Aggregated Government Commercial Proprietary	50%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Full name Online banking credentials Device authentication	Bank identification number (BIN) First name initials Last name Address Date of birth Gender Email Phone number	Banking	97%
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City Postal code Phone number (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco Commercial Consumer	90%
2X2 MATCHING			Aggregated Government Credit Telco Commercial Consumer	70%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (Driving License number) First name Last name Date of birth Street Building number Town/City Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Credit Commercial	70%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Bank verification number (BVN) Selfie	Country First name Middle name (optional) Last name Gender Phone Date of birth Address Selfie Nationality Selfie (Match/No Match) BVN number (Valid/Invalid)	Banking	80%
	National identification number (NIN) Selfie	Country First name Last name Gender Phone Email (Optional) Date of birth Address Place of birth Occupation (Optional) NIN slip copy Selfie Selfie (Match/No Match)	Government	96%
	National identification number (NIN)	Country First name Last name Gender Phone Date of birth Address	Government	96%
1X1 MATCHING	Country TIN (Bank verification number - BVN) First name Last name Date of birth Street Building number Town/City State/Province Postal code Phone number	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	40%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (National identification number - NIN) First name Last name Date of birth Street Building number Town/City Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Telco Commercial Consumer	80%
2X2 MATCHING			Aggregated Telco Commercial Consumer	50%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	National identity document number (Documento Nacional de Identidad - DNI)	Full name Date of birth Gender Address	Government	96%
ENRICHMENT	National identity document number (Documento Nacional de Identidad - DNI)	Full name Tax identification number (Registro Único del Contribuyente - RUC) Taxpayer type Taxpayer status Tax condition Economic activity Address	Government	96%
1X1 MATCHING	Country, National ID (Documento Nacional de Identidad - DNI) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	60%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (PhilID card number - PCN) First name Last name Date of birth Phone number Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit	80%
2X2 MATCHING			Aggregated Government Credit	50%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (Powszechny Elektroniczny System Ewidencji Ludności - PESEL) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Commercial	90%
2X2 MATCHING			Aggregated Government Credit Commercial	50%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Commercial Consumer	60%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (National Registration Identity Card number - NRIC) First name Last name Date of birth Street Building number Town/City Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Credit Commercial	60%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	South African ID number (SAID)	Country Document type SAID number First name Last name Gender Phone (Optional) Email (Optional) Date of birth Address	Credit	97%
1X1 MATCHING	Country National ID First name Last name Date of birth Phone number Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco	90%
2X2 MATCHING			Aggregated Government Credit Telco	60%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City State/Province Postal code TIN (Número de identificación Fiscal - NIF) (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Telco Commercial	90%
2X2 MATCHING			Aggregated Government Telco Commercial	70%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country TIN (Personal Identity Number - Personnummer) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Consumer	90%
2X2 MATCHING			Aggregated Government Consumer	80%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country First name Last name Date of birth Street Building number Town/City State/Province Postal code Phone number (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Credit Telco Commercial Consumer	90%
2X2 MATCHING			Aggregated Credit Telco Commercial Consumer	80%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (Thai Identification Number) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Government	90%

Method	Input data	Output data	Source type	Coverage
1X1 MATCHING	Country National ID (Turkish citizen identification number - T.C. Kimlik No.) First name Last name Date of birth Street Building number Town/City State/Province Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Commercial Government	70%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	Online banking credentials Device authentication	Full name Date of birth Address Phone number (if available) Email (if available) Source type Source name	Banking	97%
ENRICHMENT	National Insurance number Document number Postcode	Document status (Valid/Invalid) Document validity Full name Date of birth Address Gender Driving record	Government	80%
1X1 MATCHING	Country First name Last name Date of birth Phone number Street Building number Town / City Postal code	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Government Credit Telco Postal	90%
2X2 MATCHING			Aggregated Government Credit Telco Postal	75%

Method	Input data	Output data	Source type	Coverage
ENRICHMENT	First name Last name Social Security Number (SSN) Date of birth	First name Middle name Last name Full name (Match/No Match) SSN (Match/No Match) Date of birth Date of birth (Match/No Match) Address Deceased (Yes/No)	Aggregated Credit Banking Telco Commercial	90%
ENRICHMENT	Social Security Number (Last 4 digits) Date of birth Phone number OTP Authentication	Full name Date of birth SSN (Complete) Phone number Address Email address	Credit	90%
1X1 MATCHING	Country First name Last name Date of birth Phone number Street Building number Town/City State/Province Postal code TIN (Social security number - SSN) (Optional)	User identity (Full Match/Partial Match/No Match) Data categories (Full Match/Partial Match/No Match) Data attributes (Full Match/No Match/No Data)	Aggregated Telco Postal Commercial Proprietary	95%
2X2 MATCHING			Aggregated Telco Postal Commercial Proprietary	70%

📘
Note
Sumsub currently supports two data verification methods: Enrichment and 1x1/2x2 Matching. You can customize these on the go based on the country, population coverage, and regulatory requirements.

To get started with Enrichment, reach out to your Customer Success Manager or Support team.

To get started with 1x1/2x2 Matching, follow the instructions provided in this article. Read more about the decision-making logic behind these methods in this article.

Get started

Verify user addresses without documents

Start using Non-Doc Verification today.

Handle verification results

Monitor verification results to enable automatic responses in your integration.

Understanding matching rules

1x1

2x2

Discover how our matching rules ensure precise data verification by cross-referencing various attributes.

Explore alternative methods for Address Verification

PoA through geolocation

Learn how to leverage geolocation technology for quick and accurate address validation.

PoA through document submission

Learn how to implement the document-based approach for PoA verification by requiring users to submit official documents to confirm their residential address.

Non-Doc

Address Verification

👍
When to use

Availability

📘
Note

Get started

Explore alternative methods for Address Verification

👍When to use

Availability

📘Note

Get started

Explore alternative methods for Address Verification

👍
When to use

📘
Note