Time	Status	User Agent
Retrieving recent requests…

Overview

Use this method to retrieve the latest payment source check results performed for a given applicant action.

During this check, the payment source provided by the applicant — such as a bank card, bank statement, e-wallet, or crypto wallet — is analyzed: its details are extracted, risk is scored, and the resulting verdict is returned.

Request example

curl -X GET \
     'https://api.sumsub.com/resources/api/applicantActions/69fc75a8dd66c3773c000000/checks/latest?type=PAYMENT_SOURCE' \
     -H 'X-App-Token: <your-app-token>' \
     -H 'X-App-Access-Sig: <your-signature>' \
     -H 'X-App-Access-Ts: <unix-timestamp>'

Response explained

The response represents a singleton list of checks containing the latest payment source verification result performed for the given applicant action.

📘
Note
All attributes below are nullable.

Root variables

Field	Type	Description
`answer`	String	Payment source check answer: `GREEN` — no risks found. `RED` — risks found.
`checkType`	String	Indicates this is a `PAYMENT_SOURCE` type of check.
`createdAt`	Date	Date and time of the latest payment source check result (for example, `2026-05-07 11:21:13`).
`id`	String	Unique identifier of the check.
`paymentSourceCheckInfo`	Object	Payment source check data

`paymentSourceCheckInfo` attributes

Field	Type	Description
`extractedInfo`	Object	Information extracted from the payment source provided by the applicant.
`riskCheck`	Object	Risk assessment results of the payment source.

`extractedInfo` attributes

Field	Type	Description
`type`	String	Payment source type. Possible values: `bankCard`, `bankStatement`, `eWallet`, `cryptoWallet`.
`institutionName`	String	Name of the institution that issued the payment method (for example, `revolut`, `binance pay`, `skrill`).
`institutionNameEn`	Object	Institution name transliterated into English. Includes only the `value` string, which contains the English (transliterated) version of the original value.
`fullName`	String	Name of the payment method owner.
`fullNameEn`	Object	Payment method owner name transliterated into English. Includes only the `value` string, which contains the English (transliterated) version of the original value.
`country`	String	Three-letter country code (ISO 3166-1 alpha-3) associated with the payment method.
`accountIdentifier`	String	Bank account number, e-wallet identifier, or bank card number associated with the payment method.
`iban`	String	International Bank Account Number (IBAN) associated with the payment method.
`nationalBankAccountNumber`	String	National bank account number associated with the payment method.
`nationalBankCode`	String	National bank code (for example, BLZ, sort code, routing number) associated with the payment method.
`email`	String	Email address associated with the payment method.
`phone`	String	Phone number associated with the payment method.
`issuedDate`	Date	Date when the payment method was issued.
`validUntil`	Date	Date until which the payment method is valid.
`currencyCode`	String	Three-letter currency code (ISO 4217) associated with the payment method.
`cryptoChain`	String	Blockchain network used by the crypto wallet (for example, `eth`, `btc`).
`memo`	String	Memo or tag associated with the crypto wallet (used by some cryptocurrencies).

`riskCheck` attributes

Field	Type	Description
`type`	String	Payment source type being assessed. Possible values: `bankCard`, `bankStatement`, `eWallet`, `cryptoWallet`.
`answer`	String	Risk check result for the payment source. Possible values: `GREEN` — no risks found. `YELLOW` — minor risks found. `RED` — high risks found.
`bankCardCheckInfo`	Object	Bank card risk assessment details. Returned when type is `bankCard`.
`cryptoWalletCheckInfo`	Object	Cryptocurrency wallet risk assessment details. Returned when type is `cryptoWallet`.
`txnPresenceCheckInfo`	Object	Transaction presence verification details, including evidence image identifiers and the verification outcome.

`bankCardCheckInfo` attributes

Field	Type	Description
`answer`	String	Bank card risk check result. Possible values: `GREEN` — no risks found. `YELLOW` — minor risks found. `RED` — high risks found. `ERROR` — check failed. `IGNORED` — check skipped.
`unexpired`	String	Card expiration check result. Possible values: `GREEN` — the card is not expired. `RED` — the card is expired.
`inputData`	Object	Card data submitted for the check (card number and expiration date).
`riskScoreInfo`	Object	Detailed risk scores and sub-check results for the bank card.

`bankCardCheckInfo.inputData` attributes

Field	Type	Description
`number`	String	Bank card number submitted for the check (typically masked).
`validUntil`	Date	Card expiration date submitted for the check.

`bankCardCheckInfo.riskScoreInfo` attributes

Field	Type	Description
`riskScore`	Number	Overall risk score for the bank card in the range `0–1`. Higher means riskier.
`ipRiskScore`	Number	Risk score associated with the IP address that was used during the transaction (`0–1`).
`crossCheck`	String	Cross-verification result combining all bank card sub-checks. Possible values: `GREEN`, `YELLOW`, `RED`, `ERROR`, `IGNORED`.
`nameMatch`	String	Indicates whether the cardholder name matches the applicant data. Possible values: `GREEN`, `YELLOW`, `RED`, `ERROR`, `IGNORED`.
`countryMatch`	String	Indicates whether the card issuer country matches the applicant country. Possible values: `GREEN`, `YELLOW`, `RED`, `ERROR`, `IGNORED`.
`highRiskEmailCheck`	String	Indicates whether the cardholder email is considered high risk. Possible values: `GREEN`, `YELLOW`, `RED`, `ERROR`, IGNORED.
`isFreeEmail`	Boolean	`true` if the cardholder email is from a free provider; `false` otherwise.
`unexpired`	String	Card expiration check result. Possible values: `GREEN` — the card is not expired. `RED` — the card is expired.
`countryIpMatch`	String	Indicates whether the card issuer country matches the IP geolocation country. Possible values: `GREEN`, `YELLOW`, `RED`, `ERROR`, `IGNORED`.
`ipCountry`	String	Country code (ISO 3166-1 alpha-3) derived from the IP geolocation.
`emailFirstSeenAt`	Date	Date and time the cardholder email was first observed.
`binInfo`	Object	BIN (Bank Identification Number) lookup details for the bank card.

`bankCardCheckInfo.riskScoreInfo.binInfo` attributes

Field	Type	Description
`bin`	String	Bank Identification Number (the first 6 digits of the card).
`brand`	String	Card brand (for example, Visa, Mastercard, American Express).
`issuer`	String	Name of the bank that issued the card.
`type`	String	Card type (for example, credit, debit).
`category`	String	Card category (for example, classic, gold, platinum).
`country`	String	Country of the card issuer (ISO 3166-1 alpha-3).
`bankUrl`	String	Website URL of the issuing bank.
`lat`	Number	Latitude of the issuing bank.
`lon`	Number	Longitude of the issuing bank.
`virtual`	Boolean	`true` if the card is a virtual card.
`prepaid`	Boolean	`true` if the card is prepaid.
`commercial`	Boolean	`true` if the card is a commercial (business) card.

`cryptoWalletCheckInfo` attributes

For details of the nested provider-specific structures (crystalMonitorData, chainalysisMonitorData, ellipticMonitorData, trmLabsMonitorData, merkleMonitorData).

See the cryptoTxnInfo attributes section in the Get transaction information by txnId reference.

Field	Type	Description
`crystalMonitorData`	Object	Risk data from Crystal, including the counterparty entity, signals, and a roll-up answer. Returned when sourceType is crystal.
`chainalysisMonitorData`	Object	Risk data from Chainalysis (entity/address alert and exposures). Returned when sourceType is chainalysis.
`ellipticMonitorData`	Object	Risk data from Elliptic: wallet-exposure analysis and transfer screening. Returned when sourceType is elliptic.
`trmLabsMonitorData`	Object	Risk data from TRM Labs: wallet screening and transfer screening. Returned when sourceType is trmLabs.
`merkleMonitorData`	Object	Risk data from Merkle Science: wallet screening and transfer screening. Returned when sourceType is merkle.
`explorerInfo`	Object	Blockchain explorer information for the wallet address.

`txnPresenceCheckInfo` attributes

Field	Type	Description
imageIds	Array of integers	Identifiers of the evidence images submitted for the transaction-presence check (for example, screenshots of the transaction).
answer	String	Transaction-presence verification result. Possible values: `GREEN` — transaction confirmed. `YELLOW` — inconclusive. `RED` — transaction not confirmed. `ERROR` — check failed. `IGNORED` — check skipped.

Response examples

If the request is successfully sent and processed, you will get a response like the following:

{
  "checks": [
    {
      "answer": "RED",
      "checkType": "PAYMENT_SOURCE",
      "createdAt": "2026-05-07 11:21:13",
      "id": "53c81f45-7b28-4cb5-9c63-f3ff12d00000",
      "paymentSourceCheckInfo": {
        "riskCheck": {
          "type": "cryptoWallet",
          "answer": "RED",
          "cryptoWalletCheckInfo": {
            "crystalMonitorData": {
              "answer": "RED",
              "blockchains": [
                "eth"
              ],
              "counterparty": {
                "address": null,
                "entity": {
                  "globalId": 90903,
                  "grade": null,
                  "nTx": null,
                  "name": "Bybit Thief 2025",
                  "slug": "Bybit-Thief-2025",
                  "subtype": null,
                  "type": "stolen_coins",
                  "country": null,
                  "currencyBasic": null,
                  "currency": null
                },
                "blocklist": false,
                "received": 436013393641,
                "sent": 410659552191,
                "riskScore": 1,
                "signals": {
                  "received": {
                    "atm": 0,
                    "dark_market": 0,
                    "child_exploitation": 0,
                    "dark_service": 0,
                    "exchange_licensed": 0,
                    "exchange_unlicensed": 0,
                    "p2p_exchange_licensed": 0,
                    "p2p_exchange_unlicensed": 0,
                    "enforcement_action": 0,
                    "exchange_fraudulent": 0,
                    "gambling": 0,
                    "illegal_service": 0,
                    "marketplace": 0,
                    "miner": 0,
                    "mixer": 0,
                    "payment": 0,
                    "ransom": 0,
                    "scam": 0,
                    "stolen_coins": 1,
                    "wallet": 0,
                    "terrorism_financing": 0,
                    "liquidity_pools": 0,
                    "sanctions": 0,
                    "seized_assets": 0,
                    "other": 0,
                    "exchange_mlrisk_high": null,
                    "exchange_mlrisk_low": null,
                    "exchange_mlrisk_moderate": null,
                    "exchange_mlrisk_veryhigh": null,
                    "exchange": null,
                    "trusted_exchange": null,
                    "p2p_exchange_mlrisk_high": null,
                    "p2p_exchange_mlrisk_low": null
                  },
                  "sent": {
                    "atm": 0,
                    "dark_market": 0,
                    "child_exploitation": 0,
                    "dark_service": 0,
                    "exchange_licensed": 0,
                    "exchange_unlicensed": 0,
                    "p2p_exchange_licensed": 0,
                    "p2p_exchange_unlicensed": 0,
                    "enforcement_action": 0,
                    "exchange_fraudulent": 0,
                    "gambling": 0,
                    "illegal_service": 0,
                    "marketplace": 0,
                    "miner": 0,
                    "mixer": 0,
                    "payment": 0,
                    "ransom": 0,
                    "scam": 0,
                    "stolen_coins": 1,
                    "wallet": 0,
                    "terrorism_financing": 0,
                    "liquidity_pools": 0,
                    "sanctions": 0,
                    "seized_assets": 0,
                    "other": 0,
                    "exchange_mlrisk_high": null,
                    "exchange_mlrisk_low": null,
                    "exchange_mlrisk_moderate": null,
                    "exchange_mlrisk_veryhigh": null,
                    "exchange": null,
                    "trusted_exchange": null,
                    "p2p_exchange_mlrisk_high": null,
                    "p2p_exchange_mlrisk_low": null
                  }
                },
                "tags": null,
                "type": "entity"
              },
              "assetSupported": true
            }
          }
        }
      }
    }
  ]
}

If no Payment Source check has been performed, an empty checks array is returned.

{
  "checks": []
}

If the request fails, you will receive an HTTP response containing an error code along with a message explaining the error. For example:

{
  "code": 400,
  "correlationId": "e4491e56d5f23c319b4f901e0c8e4eb6",
  "description": "Invalid id '123456789'"
}

Overview

Request example

Response explained

Note

Root variables

paymentSourceCheckInfo attributes

extractedInfo attributes

riskCheck attributes

bankCardCheckInfo attributes

bankCardCheckInfo.inputData attributes

bankCardCheckInfo.riskScoreInfo attributes

bankCardCheckInfo.riskScoreInfo.binInfo attributes

cryptoWalletCheckInfo attributes

txnPresenceCheckInfo attributes

Response examples

`paymentSourceCheckInfo` attributes

`extractedInfo` attributes

`riskCheck` attributes

`bankCardCheckInfo` attributes

`bankCardCheckInfo.inputData` attributes

`bankCardCheckInfo.riskScoreInfo` attributes

`bankCardCheckInfo.riskScoreInfo.binInfo` attributes

`cryptoWalletCheckInfo` attributes

`txnPresenceCheckInfo` attributes